Rule changes
What changed in GST, income tax, salary rules and savings rates — when it applies, and how to recalculate with a free tool.
GST 2.0 Explained: 12% and 28% Slabs Removed — New 5%, 18% and 40% Rates
From 22 September 2025 GST has two main slabs, 5% and 18%, plus 40% for luxury and sin goods. What moved where, what it means for your invoices, and the 1 February 2026 tobacco change.
HRA Exemption: 50% Limit Now for 8 Cities — Bengaluru, Hyderabad, Pune, Ahmedabad Added
From 1 April 2026 the Income-tax Rules 2026 extend the 50% HRA limit to Bengaluru, Hyderabad, Pune and Ahmedabad. See the new list, the formula and a worked example.
New Income-tax Act 2025 Is in Force: What “Tax Year” Means and What Stays the Same
The Income-tax Act, 2025 replaced the 1961 Act from 1 April 2026. “Tax Year” replaces FY and AY; slabs, the ₹12 lakh rebate and standard deduction stay. Plain-English guide.
New Labour Codes: The 50% Wage Rule and What It Means for Your Salary, PF and Gratuity
India’s four Labour Codes came into force on 21 November 2025. Basic + DA must now be at least 50% of pay, which can raise PF and gratuity and lower take-home pay. Examples inside.
From 1 October 2026PPF, SSY, NSC, SCSS Interest Rates for October–December 2026: Unchanged
Small savings interest rates for Q3 FY 2026-27 (1 October – 31 December 2026) are unchanged: PPF 7.1%, SSY 8.2%, SCSS 8.2%, NSC 7.7%, KVP 7.5% and more. Full table.